Apply for a Home
Apply for a home.
Being a homeowner is more than just having a roof over your head. Homeownership instills feelings of comfort, security, stability, and pride.
Eligibility Criteria
Need
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I am a U.S. Citizen or a Legal Permanent Resident.
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I do not currently own a home (Note: you do not need to be a first time home buyer).
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My current living situation is substandard for my family or I have a severe rent burden.
Ability To Pay:
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I have not had a bankruptcy in the past three years.
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I have a minimum credit score of 650.
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I have a credit report with no or minimal derogatory credit events
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I have been steadily employed for the last 3 years.
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My annual gross income falls within a minimum of $45,000 and a maximum of $91,000*.
Note: Guidelines are subject to change based on current lender requirements.
*Depending on family size
Willingness to Partner
I am willing to partner with Habitat of Rockland by completing 200-400 hours of "sweat equity" that includes working on the construction of Habitat homes, including my own, completing mandatory homeownership and financial literacy courses along with various other service requirements.
What is the first step for Habitat homeownership?
Our application window is currently closed.
Please check back on a regular basis.
Some of the documents that may be required are:
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Last three (3) years of tax returns
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Most recent pay stub
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Past two (2) months bank statements
A meeting will be set up with Habitat Rockland’s Family Services Director or a Family Selection Committee volunteer to review the application and documentation. An in-home interview will be conducted during the review process.
Our application window is currently closed.
Please check back on a regular basis.
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Address:
Habitat for Humanity of Rockland County
P.O. Box 329
Spring Valley, NY 10977
